I use BookMyForex fund transfer services for my US university tuition and living expenses from India because they offer the best exchange rates.
Your Location: Delhi 
Upto ₹15,000 Cashback on Education Transfers 
Sending Currency
Indian Rupee
INR
Since you're sending from India, this currency is fixed to INR for your transfer.
Recipient Currency
US Dollar
USD
USD AMOUNTLive Rate ₹95.8655
INR AMOUNT
Remittance orders are usually processed within 48 working hours of placing the order
Send money abroad at live exchange rates with transparent charges
Secure online transfers powered by BookMyForex remittance partners
Money Transfer in Surat
Send money internationally from Surat 24x7 at the lowest guaranteed rates. Enjoy secure, same-day international cash transfers through our trusted partner banks and unlock savings of up to 5% on every foreign money transfer.
Secure International Cash Transfer Service in Surat (Guaranteed Lowest Rates)
Check out today's money transfer live rates:
Forex Rates LIVE
- Fast. Online. Secure. Same-day transfers via trusted banks.
- Lowest Guaranteed Rates Zero hidden charges.
- Remittance Expert by Your Side Expert guidance from planning to payment.
BookMyForex Offers
Send Money Abroad from Surat with BookMyForex
Surat runs on two trades, and both of them are global. Nine out of ten diamonds in the world are cut and polished here, and the city is also the largest maker of man made cloth in India. That mix drives a heavy flow of money abroad. Rough diamond buyers, dye and yarn companies, and parents paying university fees all transfer funds. Trade payments run all year.
Margins on a polished parcel are counted in fractions of a percent, so a 3% spread on the payment can wipe out the gain on the goods. Most senders never see it, because it is priced into the rate rather than shown as a charge. BookMyForex quotes the interbank rate live and settles the same day. Any charge appears as a separate line, not as a wider rate.
Arrange it between shifts, confirm the exchange rate on screen, and release the payment the same working day, without a counter queue or a call to the branch.
Why Trust Us
BookMyForex - India’s Leading Forex Marketplace
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
$1.7 Billion+ exchanged
6.5 Lakh+ customers
5,000+ banks & money changers partnered
How to Send Money Abroad from Surat
BookMyForex makes it incredibly simple to send money internationally from Surat. Whether you're supporting family overseas, paying university fees, or sending money abroad for any other purpose, just follow these 4 steps:
- Enter Amount & CurrencyInstantly view live rates, applicable fees, and how much your recipient will receive
- Upload DocumentsA quick, fully online process, no branch visits, no physical paperwork
- Add Recipient DetailProvide the beneficiary's bank account number and bank’s SWIFT/BIC code
- Make PaymentPay via UPI or net banking. Education transfers same-day; all others within 12-48 hours
Best Way to Send Money Internationally in Surat? BookMyForex! Faster, Cheaper, Simpler
- Best Rates, GuaranteedInterbank-linked rates, zero hidden charges, Lowest Rate Guarantee*
- 24x7 Online BookingSend money easily 24x7 via our website or app
- Quick Transfer Funds received abroad in as little as 6 hours
- Send Money WorldwideRemit funds to over 150 countries
- Rate Lock-In FeatureLock in desired rates for up to 3 days
- On-Call & Online SupportAssistance available via phone and chat
Safety First: How BookMyForex Protects Your Money
- Trusted Banking PartnersExclusive tie-ups with top banks in India like RBL and Instarem
- Advanced-Data EncryptionBank grade encryption to protect your data
- Secure Payment GatewaysSecure payment acceptance and routing via reputed payment gateways
BookMyForex International Money Transfer Statistics
Recent activity
- AUD 4,000 sent to Australia from Mumbai for education fees
- CAD 14,342 sent to Canada from Bangalore for family maintenance
- USD 10,000 sent to United States of America (USA) from Chennai for family maintenance
- EUR ▼ weakened by 0.6% against Indian Rupee (vs yesterday, 21 Oct 2026)
- USD ▼ weakened by 0.5% against Indian Rupee (vs last week, 15–21 Oct 2026)
Source: Indicative transaction trends
Popular Destinations for Overseas Money Transfers from Surat
Surat money flows follow the diamond trade first. Belgium is a key route, since Antwerp is where much of the rough diamond trade is settled. The UAE is just as vital, with Dubai now a major diamond and gold market. Hong Kong takes in a consistent share as well.
Israel remains a smaller but old route for rough diamond. The United States leads on university fees and family funds. Canada, the UK, and Australia draw a rising count of students, while China takes in payments for yarn, dye, and machinery imports.
Antwerp, Dubai and Hong Kong are all served from live interbank pricing, with no spread folded in.
Purposes for Which You Can Transfer Money from Surat
As per RBI's Liberalised Remittance Scheme (LRS) , Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed:
- Payments to any Individual Living Abroad
- University Fee Payments
- Investment in Foreign Stocks and Equities
- Funds Transfer for Emigration and Foreign Employment
- Medical Treatment Abroad
- Gifts and Donations Abroad
Best Way to Send Money from Surat
Wire transfers are the easiest and most affordable option to send money from India to over 150 countries. Enjoy the speed and convenience of sending money overseas directly from your Indian bank account to the recipient's account. Read more to discover everything about wire transfers .
Top Countries for Sending Money Internationally from Surat with BookMyForex
Comparison: BookMyForex vs. Other Ways to Send Money from Surat
Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Just ₹320 + GST bank fee and ₹1,180 Nostro charges, with no hidden charges
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Online Remittance Providers
High markups (up to 5%), limited transparency
Variable transfer fees based on the amount and currency, going up to ₹7,500 per transaction
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not as flexible
Subject to banking hours, currency and payment method.
Bank Wire Transfer
2-4% markup over base rate
₹1,500–₹2,000 Bank Fee + GST + Additional Nostro Charges depending upon currency
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours
Documents Required for Foreign Money Transfer from Surat
The documents required for your international wire transfer from Surat depend on the purpose of remittance. Three documents are mandatory for all transfers:
- PAN card
- KYC and Address Proof (Aadhaar / Passport / Voter card)
- Outward Remittance Application (A2 cum LRS Declaration)
Additional documents by purpose:
Required Documents:
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
Popular Areas in Surat to Send Money Abroad
Money Transfer Areas in Surat
Pros of Area
Cons of Area
Ring Road
The trade spine of the city, crowded with textile markets and many licensed dealers.
Traffic is heavy all day, and walk in exchange rates are set for a rushed buyer.
Varachha
The heart of the diamond work belt, so counters here know diamond trade transfers well.
The focus sits on trade, so small personal transfers may not get much attention.
Adajan
A large riverside belt with steady demand and several dealers along the main road.
The bridge into the diamond belt jams at shift change, which decides when you can actually get there.
Vesu
A newer, well off area with modern offices and counters that serve families.
Rents run high here, so the margin you pay tends to sit above the city average.
Athwalines
A central pocket close to banks and offices, with easy reach from most areas.
The stretch is busy, and dealers price for convenience rather than for value.
Katargam
Another diamond hub, with dealers used to handling frequent trade payments.
Retail service is limited, and hours can be tied to the polishing shifts.
Piplod
Sits close to the airport road, with counters that serve travellers and companies.
Airport demand lifts rates, so this is a costlier location for a walk in transaction.
Udhna
The industrial belt of the city, with counters used to vendor and import invoices.
Personal transfers take a back seat, and the choice of dealers is quite thin.
Ghod Dod Road
A prime commercial road with banks, offices, and long standing money changers.
Parking is tight, and rates here rarely move much from one shop to the next.
City Light
A planned, well kept area with a small set of dealers who serve local families.
Options are few, so there is very little scope to compare and negotiate.
Other popular areas for money transfer in Surat include:
- Pal
- Dumas Road
- Sarthana
- Bhatar
- Rander
- Amroli
- Mota Varachha
- Nanpura
- Majura Gate
Send Money from Surat with the BookMyForex App
Whether it's for university fees, medical expenses, a heartfelt gesture, funding your GIC/ blocked account, or any other purpose, the BookMyForex App makes transferring money from India effortless.
Download the app and transact with ease, right from your smartphone!
Download our app
Rated 
4.8
4.8by 2,126 Trustpilot reviews
TCS on International Money Transfers from Surat
As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:
● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh
Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.
Know More About TCS →
Different Purposes Why People Transfer Money Abroad from Surat
Purpose of Money Transfer from Surat
Description
Higher Education
This is newer here than in the rest of Gujarat. First generation students from trading families are heading to Canada and Australia, and parents often pay the full degree up front rather than yearly.
Business & Trade Payments
Rough diamond buyers pay sellers in Belgium, the UAE, and Hong Kong. Textile and dye units pay for yarn and machines from China. These transfers run through the year.
Family Maintenance
Diamond families keep members posted in Antwerp and Hong Kong for years at a time. Money going out supports a working relative abroad, not a dependent one.
Employment & Relocation Costs
A young cutter sent to the Antwerp or Dubai office needs housing money immediately, since the trade pays on consignment rather than salary. The family covers the first quarter.
NRI Investment & Savings Transfers
Surat traders keep working capital in Dubai and Hong Kong rather than investing passively. These transfers look like savings on paper but function as trade float.
Medical Treatment Abroad
Uncommon, and usually a cardiac or oncology case going to the USA where a relative can host. The hospital deposit is wired well ahead because the visa timing is tight.
Travel & Extended Stays
The trade calendar rules this. Dubai in the spring, Hong Kong in the autumn, Basel in between, and each show means a week abroad for several people from the same firm.
Immigration & Visa Fees
Canada PR files run alongside frequent business visas for Belgium and the UAE. Trading families here often hold multiple valid visas at once, each renewed on its own cycle.
BookMyForex International Wire Transfer Testimonials
As a senior citizen, I was anxious about completing the transaction, but BookMyForex guided me patiently. The funds were credited to my son's account super fast!
Great remittance platform with prompt service. I hit a few initial hiccups, but the team resolved everything quickly. Overall, an excellent experience!
BookMyForex is transparent, safe, and easy to use. The team is highly experienced, providing fast transfers, the best exchange rates, and minimal bank fees.
Great service, fast transfers, and good rates. Their team explained everything over the phone and made the whole process easy!
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process
BookMyForex Media Mentions
“Global Forex Card Brings Zero Markup, Free ATM & More Savings for Study Abroad”
“BookMyForex Makes Forex Cards More Rewarding with MakeMyTrip Travel Benefits”
“BookMyForex enables same-day forex delivery, even on weekends”
“BookMyForex launches same-day overseas education remittance service”- “Freeze forex rate today to transfer money abroad and pay later service launched”
“BookMyForex is demolishing opacity and introducing transparency”
“BookMyForex to provide lowest rate guarantee & 3.3% cashback for winter travel”
“Now reload forex card in real time with BookMyForex app”