Send Money to Greece

Greece hosts a working Indian community of around 11,500 people, concentrated in a handful of very specific places. Athens anchors the community, alongside the farming districts of Nea Manolada in the western Peloponnese, Marathon in Attica, and the port cities of Piraeus and Thessaloniki.

The corridor has two quite separate strands. Punjabi and Bengali workers came for agricultural labour from the 1990s and now form the backbone of strawberry, olive, and citrus harvesting in Ilia and Attica. Separately, Greek shipowners control one of the world's largest merchant fleets and employ Indian officers and ratings in significant numbers, so a share of the corridor is maritime rather than agricultural.

These ties make sending money to Greece a regular requirement. Rental deposits, documentation costs, and family support all involve transfers in EUR, and seafarers often need funds routed ashore between contracts.

Even small differences in exchange rates or fees affect the final amount received. BookMyForex helps you send money to Greece with better rates, faster processing, and complete transparency at every step. 

Indian remittances to Greece cluster in Attica and the farming belt of the western Peloponnese. Athens receives the highest volume, home to the largest Indian population, the embassy, and most employers, while neighbouring Piraeus draws transfers tied to shipping offices and crewing agencies.

Nea Manolada and the wider Ilia region attract steady inflows connected to strawberry farms and the seasonal workforce that runs them. Marathon and Megara receive transfers tied to market gardening, while Thessaloniki, Patras, and Corinth see smaller but regular flows linked to trade, ports, and construction. Rhodes and Crete see smaller flows tied to hotel work and greenhouse farming. 

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Accurate beneficiary details, including the recipient's IBAN and the bank's BIC or SWIFT code, are essential, and Greek banks check the account holder name against the IBAN before crediting funds.

Most recipients hold accounts with major banks such as the National Bank of Greece, Piraeus Bank, Alpha Bank, or Eurobank, making bank-to-bank transfers the preferred and most reliable method. Funds sent from India are credited in EUR and settle quickly through the SEPA network once they reach the Greek banking system. Recipients working on farms should confirm their account is active before a transfer is sent. 

As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:

● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh

Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.

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