I use BookMyForex fund transfer services for my US university tuition and living expenses from India because they offer the best exchange rates.
Your Location: Delhi 
Upto ₹15,000 Cashback on Education Transfers 
Sending Currency
Indian Rupee
INR
Since you're sending from India, this currency is fixed to INR for your transfer.
Recipient Currency
US Dollar
USD
USD AMOUNTLive Rate ₹95.7707
INR AMOUNT
Remittance orders are usually processed within 48 working hours of placing the order
Send money abroad at live exchange rates with transparent charges
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Money Transfer in Chandigarh
Send money internationally from Chandigarh 24x7 at the lowest guaranteed rates. Enjoy secure, same-day international cash transfers through our trusted partner banks and unlock savings of up to 5% on every foreign money transfer.
Secure International Cash Transfer Service in Chandigarh (Guaranteed Lowest Rates)
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Send Money Abroad from Chandigarh with BookMyForex
Chandigarh sends money abroad on a scale that its size does not explain. The reason is migration. The tricity is the paperwork capital of north India for study visas and permanent residence, and Sector 17 alone holds dozens of consultants. Add government staff, doctors, and the Mohali tech belt, and the flow runs all year. Fee weeks fall in July and August.
A study permit file needs tuition, a guaranteed investment certificate and living funds, often within the same fortnight. Three transfers means the bank spread is charged three times over. BookMyForex prices each one from the live interbank rate, so the total cost of the file is visible rather than scattered across three receipts. Each transfer settles the same day through partner banks.
Handle all three payments in one sitting, at a rate you can verify against any screen. None of it needs a branch visit.
Why Trust Us
BookMyForex - India’s Leading Forex Marketplace
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
$1.7 Billion+ exchanged
6.5 Lakh+ customers
5,000+ banks & money changers partnered
How to Send Money Abroad from Chandigarh
BookMyForex makes it incredibly simple to send money internationally from Chandigarh. Whether you're supporting family overseas, paying university fees, or sending money abroad for any other purpose, just follow these 4 steps:
- Enter Amount & CurrencyInstantly view live rates, applicable fees, and how much your recipient will receive
- Upload DocumentsA quick, fully online process, no branch visits, no physical paperwork
- Add Recipient DetailProvide the beneficiary's bank account number and bank’s SWIFT/BIC code
- Make PaymentPay via UPI or net banking. Education transfers same-day; all others within 12-48 hours
Best Way to Send Money Internationally in Chandigarh? BookMyForex! Faster, Cheaper, Simpler
- Best Rates, GuaranteedInterbank-linked rates, zero hidden charges, Lowest Rate Guarantee*
- 24x7 Online BookingSend money easily 24x7 via our website or app
- Quick Transfer Funds received abroad in as little as 6 hours
- Send Money WorldwideRemit funds to over 150 countries
- Rate Lock-In FeatureLock in desired rates for up to 3 days
- On-Call & Online SupportAssistance available via phone and chat
Safety First: How BookMyForex Protects Your Money
- Trusted Banking PartnersExclusive tie-ups with top banks in India like RBL and Instarem
- Advanced-Data EncryptionBank grade encryption to protect your data
- Secure Payment GatewaysSecure payment acceptance and routing via reputed payment gateways
BookMyForex International Money Transfer Statistics
Recent activity
- USD 10,000 sent to United States of America (USA) from Pune for family maintenance
- GBP 8,750 sent to United Kingdom (UK) from Delhi for education fees
- SGD 39,462 sent to Singapore from Bangalore for education fees
- AED ▼ weakened by 0.6% against Indian Rupee (vs yesterday, 21 Oct 2026)
- EUR ▼ weakened by 0.5% against Indian Rupee (vs last week, 15–21 Oct 2026)
Source: Indicative transaction trends
Popular Destinations for Overseas Money Transfers from Chandigarh
Canada is far ahead of every other market, and the gap keeps growing. Study permits, family sponsorship, and new permanent residents drive almost all of it. Australia is second, with New Zealand close behind on the same student trend.
The United Kingdom holds a consistent share of tuition and family funds. The USA draws a mix of students and skilled workers. Germany has grown on the back of low cost engineering degrees, while Italy sees regular family transfers.
Tuition, landing funds and a Brampton family transfer all price identically, straight off the live rate.
Purposes for Which You Can Transfer Money from Chandigarh
As per RBI's Liberalised Remittance Scheme (LRS) , Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed:
- Payments to any Individual Living Abroad
- University Fee Payments
- Investment in Foreign Stocks and Equities
- Funds Transfer for Emigration and Foreign Employment
- Medical Treatment Abroad
- Gifts and Donations Abroad
Best Way to Send Money from Chandigarh
Wire transfers are the easiest and most affordable option to send money from India to over 150 countries. Enjoy the speed and convenience of sending money overseas directly from your Indian bank account to the recipient's account. Read more to discover everything about wire transfers .
Top Countries for Sending Money Internationally from Chandigarh with BookMyForex
Comparison: BookMyForex vs. Other Ways to Send Money from Chandigarh
Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Just ₹320 + GST bank fee and ₹1,180 Nostro charges, with no hidden charges
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Online Remittance Providers
High markups (up to 5%), limited transparency
Variable transfer fees based on the amount and currency, going up to ₹7,500 per transaction
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not as flexible
Subject to banking hours, currency and payment method.
Bank Wire Transfer
2-4% markup over base rate
₹1,500–₹2,000 Bank Fee + GST + Additional Nostro Charges depending upon currency
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours
Documents Required for Foreign Money Transfer from Chandigarh
The documents required for your international wire transfer from Chandigarh depend on the purpose of remittance. Three documents are mandatory for all transfers:
- PAN card
- KYC and Address Proof (Aadhaar / Passport / Voter card)
- Outward Remittance Application (A2 cum LRS Declaration)
Additional documents by purpose:
Required Documents:
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
Popular Areas in Chandigarh to Send Money Abroad
Money Transfer Areas in Chandigarh
Pros of Area
Cons of Area
Sector 17
The commercial heart of the city, with the densest cluster of licensed dealers anywhere in the tricity.
Crowds are heavy, and walk in exchange rates here are set for speed rather than value.
Sector 34
The immigration consultancy belt, so student and visa files are handled here every day.
Counters see rushed customers, and few of them stop to compare the rate offered.
Sector 22
A busy central market with easy bus links and several small money changers.
The market's age shows in the counters, several of which still work on paper rather than online.
Sector 35
A well used market with banks nearby, so large family transfers move quickly.
Margins sit above the tricity average, since most buyers here rarely negotiate.
Sector 8
An upmarket pocket with offices and dealers used to high value transfers.
Very few counters overall, so there is almost no room to compare and negotiate.
Industrial Area Phase 1
Serves local companies and exporters, with counters that know vendor payment work.
Personal transfers take a back seat, and hours are tied to the office week.
Sector 43
Sits by the main bus terminus, so people from nearby towns reach it with ease.
Bus terminus footfall means long queues of travellers ahead of anyone sending money.
Manimajra
A dense pocket on the Panchkula side with a reasonable number of small dealers.
Rare currencies are hard to find, and complex applications may take an additional day.
Mohali Phase 7
Close to the tech belt and the airport road, with counters used to salaried staff.
This falls under Punjab rather than the union territory, so some documentation differs unexpectedly.
Panchkula
Serves the Haryana side of the tricity with a reasonable spread of counters.
Being in Haryana adds its own paperwork quirks, and few counters here explain that before you arrive.
Other popular areas for money transfer in Chandigarh include:
- Sector 15
- Sector 20
- Sector 46
- Zirakpur
- Sector 32
- Sector 11
- Sector 26
- Sector 9
- Kharar
Send Money from Chandigarh with the BookMyForex App
Whether it's for university fees, medical expenses, a heartfelt gesture, funding your GIC/ blocked account, or any other purpose, the BookMyForex App makes transferring money from India effortless.
Download the app and transact with ease, right from your smartphone!
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TCS on International Money Transfers from Chandigarh
As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:
● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh
Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.
Know More About TCS →
Different Purposes Why People Transfer Money Abroad from Chandigarh
Purpose of Money Transfer from Chandigarh
Description
Higher Education
Colleges here are almost a waiting room for Canadian ones. Consultants in Sector 34 handle the whole file, and the tuition transfer is usually the first payment a family makes.
Business & Trade Payments
Firms in the Industrial Area and the Mohali tech belt pay for software, cloud use and vendor bills in the USA, Canada and Europe. These run all year.
Family Maintenance
Support goes to students whose part time hours are capped by permit conditions. When those caps tighten, the volume of money leaving the tricity rises within weeks.
Employment & Relocation Costs
New permanent residents must show settlement funds on landing, and the amount is fixed by family size. That transfer is non negotiable and happens before the flight.
NRI Investment & Savings Transfers
Families here buy Canadian property once a child gets permanent residence. The deposit is usually split across two financial years so it fits inside the LRS limit.
Medical Treatment Abroad
Very rare, since PGIMER draws patients from across north India rather than sending them away. The few cases that travel go to Canada where family can help.
Travel & Extended Stays
Parents visit Canada on a super visa, which allows a stay of several years. That visa needs medical cover, and the premium is a large payment in its own right.
Immigration & Visa Fees
This is the busiest purpose in the tricity by a wide margin. Study permits, express entry files and biometrics each carry a separate fee, often paid within the same month.
BookMyForex International Wire Transfer Testimonials
As a senior citizen, I was anxious about completing the transaction, but BookMyForex guided me patiently. The funds were credited to my son's account super fast!
Great remittance platform with prompt service. I hit a few initial hiccups, but the team resolved everything quickly. Overall, an excellent experience!
BookMyForex is transparent, safe, and easy to use. The team is highly experienced, providing fast transfers, the best exchange rates, and minimal bank fees.
Great service, fast transfers, and good rates. Their team explained everything over the phone and made the whole process easy!
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process
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