Send Money to Ireland

Ireland hosts a rapidly growing Indian community, with close to 83,000 Indians now living across the country. Dublin anchors the community, alongside Cork, Galway, Limerick, and Waterford.

The corridor is driven by healthcare and technology. Indian nurses and doctors form a substantial part of the Health Service Executive workforce, while Dublin's technology cluster and the Cork to Galway pharmaceutical and medical device corridor recruit heavily through the Critical Skills Employment Permit route. Indian students enrol at Trinity College Dublin, University College Dublin, and University of Galway.

These ties make sending money to Ireland a regular requirement. Dublin rents rank among Europe's highest, so tuition, deposits, and registration costs often involve substantial transfers in EUR. Healthcare arrivals in particular face a long gap between registration and first salary, which is often bridged from India.

Even small differences in exchange rates or fees affect the final amount received. BookMyForex helps you send money to Ireland with better rates, faster processing, and complete transparency at every step. 

Indian remittances to Ireland concentrate in its technology and healthcare centres. Dublin receives the highest volume by a wide margin, home to the largest Indian population, the European offices of major technology firms, and the leading universities. Cork attracts transfers linked to pharmaceutical and medical device employers.

Galway sees steady inflows tied to medical technology and its university community. Limerick and Waterford receive transfers connected to engineering, manufacturing, and regional hospital staffing, while Athlone, Sligo, and Drogheda see smaller inflows tied to healthcare workers. Kilkenny and Dundalk see occasional flows tied to manufacturing and nursing home employment. 

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Accurate beneficiary details, including the recipient's IBAN and the bank's BIC or SWIFT code, are essential, and Irish banks verify the account holder name against the IBAN before crediting funds.

Most recipients hold accounts with major banks such as AIB, Bank of Ireland, or Permanent TSB, making bank-to-bank transfers the preferred and most reliable method. Funds sent from India are credited in EUR, allowing recipients to use the money immediately for rent, tuition fees, or everyday expenses. Revolut and other digital accounts are widely held in Ireland and accept euro credits in the same way. 

As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:

● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh

Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.

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