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App to Send Money to Germany

Send money to Germany from India 24x7 via the BookMyForex App at the lowest guaranteed rates. Enjoy secure, same-day international transfers right from our app through our trusted partner banks, with zero transfer charges and savings of up to 5% compared to standard bank rates on every foreign money transfer. 

Germany Money Transfer App (Guaranteed Lowest Rates)

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Whether it's for university fees, medical expenses, a heartfelt gesture, funding your GIC/ blocked account, or any other purpose,  the BookMyForex App makes transferring money from India effortless. 

Download the app and transact with ease, right from your smartphone!

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Secure International Cash Transfer to Germany Rates

Check out today's money transfer live rates: 

US Dollar flag
USD 
₹95.74 
Euro flag
EUR 
₹107.42 
UAE Dirham flag
AED 
₹26.65 
Singapore Dollar flag
SGD 
₹74.98 
Thai Baht flag
THB 
₹2.91 
Canadian Dollar flag
CAD 
₹68.26 
Swiss Franc flag
CHF 
₹116.61 
Hong Kong Dollar flag
HKD 
₹12.47 
Saudi Riyal flag
SAR 
₹25.81 
South African Rand flag
ZAR 
₹6.30 
Australian Dollar flag
AUD 
₹67.16 
Japanese Yen flag
JPY 
₹0.64 
British Pound flag
GBP 
₹128.16 
New Zealand Dollar flag
NZD 
₹54.38 
View All 
  • Fast. Online. Secure. Same-day transfers via trusted banks. 
  • Lowest Guaranteed Rates Zero hidden charges. 
  • Remittance Expert by Your Side Expert guidance from planning to payment. 

BookMyForex Offers

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  • ₹500 cashback
  • Lowest Rate Guarantee
  • RemitSPL Offer

Remit Money from India to Germany with the BookMyForex Money Transfer App

Germany is now the fastest-rising study destination for Indians, who make up its single largest group of international students. Families send EUR for tuition, blocked-account funding, rent, and living costs to Berlin, Munich, Frankfurt, and Aachen.

Standard bank wires into Germany stay slow and expensive, folding a 1.5-2.5% exchange margin into flat SWIFT charges that are seldom shown before you pay.

The BookMyForex App clears that with live interbank EUR rates, zero markup, zero transfer charges, and same-day processing on education remittances, all routed through RBI-authorised partner banks under full FEMA compliance.

For Germany-bound payments, the app captures the IBAN and BIC that German banks require, so beneficiary setup is right the first time. Whether you send EUR 500 or EUR 50,000, your money reaches Germany faster and cheaper. A rate lock of up to three working days is invaluable when a blocked-account top-up or semester fee falls due on a fixed date. 

Why Trust Us

BookMyForex  -  India’s Leading Forex Marketplace 
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
  • Exchanged
    $1.7 Billion+  exchanged 
  • Customers
    6.5 Lakh+  customers 
  • Banks and Money Changers
    5,000+  banks & money changers partnered 
BookMyForex is Rated  4.7 out of 5 Stars.  Based on  45,665 Reviews. 

How to Send Money Abroad from India to Germany Using the BookMyForex App

The BookMyForex App for Android and iOS makes it incredibly simple to send money internationally from India to Germany. Whether you're supporting family overseas, paying university fees, or sending money abroad for any other purpose, just follow these steps: 

  1. Navigate to the Transfer Section
    Open the BookMyForex app on your smartphone. On the bottom navigation bar, tap on the Transfer option located at the bottom right of the screen.
  2. Select Currency and Enter the Amount 
    Choose Currency from the currency list, enter your INR amount, and view the live rate instantly. Use "Book Now" to lock in a rate for up to three working days. 
  3. Enter Your Personal Details & Add Recipient Details 
    Fill in your PAN number, full name, date of birth, and address. Then add your recipient's bank details like account number, routing number, bank name, and SWIFT code. 
  4. Upload Documents
    Upload your KYC and purpose-specific documents fully online (listed below), no branch visits or physical paperwork required.
  5. Make Payment
    Pay via UPI or net banking. Education transfers are processed same-day; all others within 12-48 business hours.
  6. Track Your Transfer
    Track your transfer live until funds are credited to the recipient's bank account. 

Best Way to Send Money to Germany? BookMyForex App! Faster, Cheaper, Simpler

  • Best Rates, GuaranteedInterbank-linked rates, zero hidden charges, Lowest Rate Guarantee* 
  • 24x7 Online BookingSend money easily 24x7 via our website or app 
  • Quick Transfer Funds received abroad in as little as 6 hours 
  • Send Money WorldwideRemit funds to over 150 countries 
  • Rate Lock-In FeatureLock in desired rates for up to 3 days 
  • On-Call & Online SupportAssistance available via phone and chat 

Safety First: How BookMyForex Protects Your Money

BookMyForex International Money Transfer Statistics

Recent activity
  • NZD 8,144 sent to New Zealand from Delhi for family maintenance
  • AED 20,000 sent to United Arab Emirates from Pune for family maintenance
  • GBP 1,000 sent to United Kingdom (UK) from Mumbai for investment in foreign equities
  • SGD ▼ weakened by 0.5% against Indian Rupee (vs yesterday, 21 Oct 2026)
  • THB ▼ weakened by 0.9% against Indian Rupee (vs last week, 15–21 Oct 2026)
Source: Indicative transaction trends

Popular Destinations for Money Transfer to Germany

India-to-Germany transfers are led by Berlin and Munich, the country's biggest student and tech magnets. Together they take the largest share, covering tuition, blocked-account funding, and family support.

University cities with strong Indian communities send the most, like Frankfurt, Aachen, and Stuttgart. Hamburg and Cologne also see steady flows toward semester contributions and student housing.

Heidelberg and Darmstadt send regular support tied to research and engineering programmes. Volumes climb before the winter and summer semester starts across the country. 

Purposes for Which You Can Transfer Money from India to Germany with the BookMyForex App

As per  RBI's Liberalised Remittance Scheme (LRS)  Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed: 

  • Payments to any Individual Living Abroad 
  • University Fee Payments 
  • Investment in Foreign Stocks and Equities 
  • Funds Transfer for Emigration and Foreign Employment 
  • Medical Treatment Abroad 
  • Gifts and Donations Abroad 

Best App to Send Money from India to Germany

BookMyForex App Wire Transfers are the easiest and most affordable option to send money abroad from India to over 150 countries. Enjoy the speed and convenience of sending money directly from your mobile to your foreign account. Read more to  discover everything about wire transfers . 

Top Countries for Sending Money from India using the BookMyForex App

Comparison: BookMyForex App vs. Other Ways to Send Money from India to Germany

Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Just ₹320 + GST bank fee and ₹1,180 Nostro charges, with no hidden charges
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Online Remittance Providers
High markups (up to 5%), limited transparency
Variable transfer fees based on the amount and currency, going up to ₹7,500 per transaction
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not as flexible
Subject to banking hours, currency and payment method.
Bank Wire Transfer
2-4% markup over base rate
₹1,500–₹2,000 Bank Fee + GST + Additional Nostro Charges depending upon currency
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours

Documents Required for International Wire Transfer from India to Germany

The documents required for your  international wire transfer  depend on the purpose of remittance. Three documents are mandatory for all transfers: 

  • PAN card
  • KYC and Address Proof (Aadhaar / Passport / Voter card) 
  • Outward Remittance Application (A2 cum LRS Declaration) 

Additional documents by purpose:

Required Documents:

• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative) 

Explore the Complete Money Transfer Guide → 

How Money Is Received Overseas in Germany Using the BookMyForex App

Most people in Germany bank with Deutsche Bank, Commerzbank, or Sparkasse. Students and younger users lean heavily on digital banks like N26 and the blocked-account providers Fintiba and Expatrio. A direct bank credit is the standard route.

The money settles straight into the recipient's account in euros, ready for rent, semester fees, and bills with no second conversion. SEPA moves it across Germany and the Eurozone almost at once. 

TCS on International Money Transfers from India to Germany with the BookMyForex App

As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:

● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh

Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.

 Know More About TCS → 

Different Purposes Why Indians Send Money Overseas to Germany with the BookMyForex App

Purpose of Money Transfer
 
Description
 
Higher Education
 
Pay semester fees, blocked-account funding, and student housing costs to universities in Berlin, Munich, and Aachen.
 
Family Maintenance
 
Support family in costly cities like Munich and Frankfurt for rent, bills, and insurance.
 
Medical Expenses
 
Fund private care and treatments beyond standard public health insurance cover.
 
Employment & Living Costs
 
Cover deposits and relocation costs when moving to hubs like Stuttgart or Hamburg.
 
Business Payments
 
Pay German vendors, software platforms, and consultants with proper, compliant documents.
 
NRE/NRO Repatriation
 
Move funds from your NRE or NRO account to a German bank account with little friction.
 
Travel & Long-Term Stay
 
Top up for internships, research stays, and family visits, all from the app.
 

BookMyForex International Wire Transfer Testimonials

Nirmal SivamHyderabad, Telangana
I use BookMyForex fund transfer services for my US university tuition and living expenses from India because they offer the best exchange rates.
Raj GyaniJaipur, Rajasthan
As a senior citizen, I was anxious about completing the transaction, but BookMyForex guided me patiently. The funds were credited to my son's account super fast!
Yashvant Kashinath JoshiMumbai, Maharashtra
Great remittance platform with prompt service. I hit a few initial hiccups, but the team resolved everything quickly. Overall, an excellent experience!
Ramesh IsraniMumbai, Maharashtra
BookMyForex is transparent, safe, and easy to use. The team is highly experienced, providing fast transfers, the best exchange rates, and minimal bank fees.
AkshayLondon, UK
Great service, fast transfers, and good rates. Their team explained everything over the phone and made the whole process easy!
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process

Read More Money Transfer Reviews → 

BookMyForex Media Mentions

Frequently Asked Questions (FAQs) About Overseas Money Transfer to Germany App

How do I send money to Germany using the BookMyForex app?

Open the BookMyForex app (Android or iOS) and tap Transfer. Select {{CURRENCY}}, enter your INR amount, and view the live rate instantly. Add your KYC details and recipient's bank account, then upload your documents and pay via UPI or net banking. You can track the transfer in the app until {{CURRENCY}} is credited to the recipient's account.

Can I lock the {{CURRENCY}} rate on the app for Germany money transfer?

Yes. The app's Book Now feature lets you lock in a live {{CURRENCY}} rate and hold it for up to three working days while you arrange your documents and payment by paying a refundable deposit of 2% against the booking amount. This shields you from rate fluctuations on Germany app money transfer - something traditional bank wires don't offer.

How long does an app transfer to Germany take?

Most transfers to Germany via the BookMyForex app are completed within 12 to 48 business hours once documents are verified and payment is made. Education remittances are processed on priority and can go through the same day, in some cases within about six hours.

What does it cost to send money to Germany through the app?

You get the lowest {{CURRENCY}} rates, saving up to 5% versus typical bank rates. A nominal bank fee of ₹320 + GST applies and Nostro charges of ₹1,180 apply depending on the route. Every charge is shown upfront in the app before you confirm.

What recipient details do I need to send money to Germany via the app?

You'll add your recipient's name, bank name, account number, and SWIFT code, along with the local identifier required for the country. For example, an ABA routing number for the USA, a sort code for the UK, transit and institution numbers for Canada, or an IBAN for most of Europe. Saved recipients can be reused for future transfers.

What documents do I upload in the app for Germany money transfer?

Three documents are mandatory - your PAN card, address proof (which may be a government-issued photo ID like a passport or voter ID), and a completed Outward Remittance Application (A2 cum LRS Declaration), which is required at the time of booking. You may also need purpose-specific proof, such as a university offer letter for tuition or a hospital invoice for medical treatment. All documents are uploaded digitally; no branch visit is required.

Will I have to pay TCS on sending money to Germany through the app?

TCS applies only after your total foreign remittances exceed ₹10 lakh in a financial year. Above that, education and medical transfers attract 2% (effective 1 April 2026) and other purposes attract 20%; education on an approved loan is exempt. The app shows any applicable TCS at booking, and it's fully reclaimable when you file your income tax return. NRIs are not subject to TCS.

Is the BookMyForex app safe for sending money to Germany?

Yes. Your money transfer to Germany is processed through RBI-authorised partner banks in full FEMA compliance, with the entire booking handled securely inside the app. We track the order until your {{CURRENCY}} reaches the recipient, and your payment details are never stored on our servers.

How much money can I send abroad from India in a year?

Under the RBI's Liberalised Remittance Scheme (LRS), a resident individual can send up to USD 250,000 (or its equivalent) per financial year, across all permitted purposes combined. This single limit covers education, maintenance, medical treatment, gifts, investments, and more. Remitting beyond USD 250,000 in a year requires prior RBI approval.

For what purposes can I send money abroad through BookMyForex?

Under the Liberalised Remittance Scheme (LRS), you can transfer money overseas for purposes including higher education and tuition fees, maintenance of close relatives abroad, medical treatment and check-ups, employment and emigration, business and professional payments, international travel and extended stays, and gifts and donations, with each purpose potentially requiring supporting documents that are listed at the time of booking.

Can bank holidays affect my international app money transfer to Germany?

Yes. Banking holidays, including Saturdays and Sundays, in India or the destination country can affect processing timelines. Our team helps you identify applicable holidays in advance so you can plan your payment accordingly and avoid unnecessary delays.

What if my passport was issued in a foreign country? Will I be treated as an Indian resident?

Yes, if you can confirm and provide evidence of residing in India for more than 182 days in the preceding financial year. You will be asked to submit all pages of your passport to validate your immigration stamps and timeline.

How will cashback for promo codes be credited and managed?

Cashback is credited as MyCash to your MMT wallet within 3 days of Forex order delivery and card activation, where applicable. MyCash can be used on flights, hotels and holidays, and for buses and cabs on bookings of ₹500 or more. It is valid for 90 days from the date of credit. For MyBiz purchases, cashback is credited to the linked Personal MMT wallet.