App to Send Money to Australia

Australia has become a top-tier study and migration corridor for India, with fast-growing enrolments and a settled Indian-Australian community. Families send AUD for tuition, on-campus fees, rent, and living costs to Sydney, Melbourne, Brisbane, and Perth.

Traditional bank transfers Down Under are slow and pricey, usually burying a 1.5-2.5% exchange margin under flat SWIFT fees you only discover after the money moves.

The BookMyForex App clears all that with live interbank AUD rates, zero markup, zero transfer charges, and same-day processing on education remittances, every payment routed through RBI-authorised partner banks under full FEMA compliance.

For Australia-bound payments, the app captures the six-digit BSB and account number Australian banks require alongside the SWIFT code, so beneficiary setup is right the first time. Whether it is AUD 700 or AUD 70,000, your money reaches Australia faster and cheaper. A rate lock of up to three working days is handy when a confirmation-of-enrolment fee or tuition installment is due on a fixed date. 

India-to-Australia transfers are led by Sydney and Melbourne, the two largest student and migrant magnets. Between them they take the biggest share of the total, covering tuition, private rent, and ongoing family support.

Suburbs with dense Indian populations send the most, like Parramatta, Wentworthville, and Truganina. Student cities such as Brisbane, Adelaide, and Canberra also see steady flows toward course fees and housing.

Perth and Gold Coast send regular monthly support. Enrolment-driven cities climb before the February and July intakes, while Hobart and Darwin add smaller but reliable volumes. 

Top Countries for Sending Money from India using the BookMyForex App

Explore the Complete Money Transfer Guide → 

Most Australian families bank with Commonwealth Bank, Westpac, NAB, or ANZ. Younger users lean toward digital brands like ING and Up. A direct bank credit is the usual route, so cash pickup is seldom used.

The money settles straight into the recipient's account in Australian dollars, ready for rent, fees, bills, and groceries with no second conversion. The New Payments Platform moves it nationwide almost instantly. 

As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:

● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh

Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.

 Know More About TCS → 

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