I use BookMyForex fund transfer services for my US university tuition and living expenses from India because they offer the best exchange rates.
App to Send Money to USA
Send money to USA from India 24x7 via the BookMyForex App at the lowest guaranteed rates. Enjoy secure, same-day international transfers right from our app through our trusted partner banks, with zero transfer charges and savings of up to 5% compared to standard bank rates on every foreign money transfer.
USA Money Transfer App (Guaranteed Lowest Rates)
Whether it's for university fees, medical expenses, a heartfelt gesture, funding your GIC/ blocked account, or any other purpose, the BookMyForex App makes transferring money from India effortless.
Download the app and transact with ease, right from your smartphone!
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Secure International Cash Transfer to USA Rates
Check out today's money transfer live rates:
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- Fast. Online. Secure. Same-day transfers via trusted banks.
- Lowest Guaranteed Rates Zero hidden charges.
- Remittance Expert by Your Side Expert guidance from planning to payment.
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Remit Money from India to USA with the BookMyForex Money Transfer App
The United States is the largest destination for outward remittances from India. Students, IT professionals, NRIs, and families regularly send USD for tuition, rent, family maintenance, NRE repatriation, and business payments to cities like New York, San Francisco, Boston, and Dallas.
Traditional bank wire transfers to the US are slow, expensive, and opaque, typically applying 2-4% markups over the base rate alongside flat fees.
The BookMyForex App eliminates these inefficiencies with live interbank USD rates, zero markup, zero bank fees, and same-day processing for education remittances. All transfers are processed through RBI-authorised partner banks, ensuring full FEMA compliance.
For US-bound transfers, the app also captures the ABA routing number required for American bank accounts, making beneficiary setup seamless. Whether you're sending USD 500 or USD 50,000, BookMyForex ensures your money reaches the USA faster and cheaper.
Why Trust Us
BookMyForex - India’s Leading Forex Marketplace
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
$1.7 Billion+ exchanged
6.5 Lakh+ customers
5,000+ banks & money changers partnered
How to Send Money Abroad from India to USA Using the BookMyForex App
The BookMyForex App for Android and iOS makes it incredibly simple to send money internationally from India to USA. Whether you're supporting family overseas, paying university fees, or sending money abroad for any other purpose, just follow these steps:
- Navigate to the Transfer SectionOpen the BookMyForex app on your smartphone. On the bottom navigation bar, tap on the Transfer option located at the bottom right of the screen.
- Select Currency and Enter the AmountChoose Currency from the currency list, enter your INR amount, and view the live rate instantly. Use "Book Now" to lock in a rate for up to three working days.
- Enter Your Personal Details & Add Recipient DetailsFill in your PAN number, full name, date of birth, and address. Then add your recipient's bank details like account number, routing number, bank name, and SWIFT code.
- Upload DocumentsUpload your KYC and purpose-specific documents fully online (listed below), no branch visits or physical paperwork required.
- Make PaymentPay via UPI or net banking. Education transfers are processed same-day; all others within 12-48 business hours.
- Track Your TransferTrack your transfer live until funds are credited to the recipient's bank account.
Best Way to Send Money to USA? BookMyForex App! Faster, Cheaper, Simpler
- Best Rates, GuaranteedInterbank-linked rates, zero hidden charges, Lowest Rate Guarantee*
- 24x7 Online BookingSend money easily 24x7 via our website or app
- Quick Transfer Funds received abroad in as little as 6 hours
- Send Money WorldwideRemit funds to over 150 countries
- Rate Lock-In FeatureLock in desired rates for up to 3 days
- On-Call & Online SupportAssistance available via phone and chat
Safety First: How BookMyForex Protects Your Money
- Trusted Banking PartnersExclusive tie-ups with top banks in India like RBL and Instarem
- Advanced-Data EncryptionBank grade encryption to protect your data
- Secure Payment GatewaysSecure payment acceptance and routing via reputed payment gateways
BookMyForex International Money Transfer Statistics
Recent activity
- GBP 500 sent to United Kingdom (UK) from Pune for investment in foreign equities
- USD 18,700 sent to United States of America (USA) from Delhi for family maintenance
- CAD 9,200 sent to Canada from Delhi for family maintenance
- EUR ▼ weakened by 0.6% against Indian Rupee (vs yesterday, 21 Oct 2026)
- SGD ▼ weakened by 0.3% against Indian Rupee (vs last week, 15–21 Oct 2026)
Source: Indicative transaction trends
Popular Destinations for Money Transfer to USA
India-to-USA remittances are concentrated in cities with large Indian communities and strong economic activity. On the East Coast, New York and Boston are top recipients, driven by leading universities, financial institutions, and a dense NRI population.
On the West Coast, San Francisco, San Jose, and Seattle see consistent transfer volumes from IT professionals and startup workers, with the Bay Area hosting one of the world's largest Indian-origin communities.
Cities like Dallas, Houston, Chicago, and Atlanta generate regular remittances for family maintenance and settlement costs, while university towns like Ann Arbor and Raleigh-Durham see seasonal spikes around tuition payment deadlines.
Purposes for Which You Can Transfer Money from India to USA with the BookMyForex App
As per RBI's Liberalised Remittance Scheme (LRS) Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed:
- Payments to any Individual Living Abroad
- University Fee Payments
- Investment in Foreign Stocks and Equities
- Funds Transfer for Emigration and Foreign Employment
- Medical Treatment Abroad
- Gifts and Donations Abroad
Best App to Send Money from India to USA
BookMyForex App Wire Transfers are the easiest and most affordable option to send money abroad from India to over 150 countries. Enjoy the speed and convenience of sending money directly from your mobile to your foreign account. Read more to discover everything about wire transfers .
Top Countries for Sending Money from India using the BookMyForex App
Comparison: BookMyForex App vs. Other Ways to Send Money from India to USA
Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Just ₹320 + GST bank fee and ₹1,180 Nostro charges, with no hidden charges
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Online Remittance Providers
High markups (up to 5%), limited transparency
Variable transfer fees based on the amount and currency, going up to ₹7,500 per transaction
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not as flexible
Subject to banking hours, currency and payment method.
Bank Wire Transfer
2-4% markup over base rate
₹1,500–₹2,000 Bank Fee + GST + Additional Nostro Charges depending upon currency
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours
Documents Required for International Wire Transfer from India to USA
The documents required for your international wire transfer depend on the purpose of remittance. Three documents are mandatory for all transfers:
- PAN card
- KYC and Address Proof (Aadhaar / Passport / Voter card)
- Outward Remittance Application (A2 cum LRS Declaration)
Additional documents by purpose:
Required Documents:
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
How Money Is Received Overseas in USA Using the BookMyForex App
Most recipients in the USA hold accounts with large national banks such as Chase, Bank of America, Wells Fargo, and Citibank, or local credit unions, making bank-to-bank transfers the most reliable option. Cash pickup is rarely used, as digital banking is widely adopted across the country.
Funds are credited directly in USD, enabling recipients to access the money immediately for rent, utilities, tuition fees, medical expenses, or daily needs.
TCS on International Money Transfers from India to USA with the BookMyForex App
As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:
● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh
Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.
Know More About TCS →
Different Purposes Why Indians Send Money Overseas to USA with the BookMyForex App
Purpose of Money Transfer
Description
Higher Education
Pay tuition fees, accommodation deposits, and living expenses to universities across Boston, New York, and other US cities.
Family Maintenance
Support family in high-cost US cities like San Jose and Dallas for rent, utilities, insurance, and daily expenses.
Medical Expenses
Fund specialised treatments at leading US institutions like Johns Hopkins or Mayo Clinic.
Employment & Living Costs
Cover housing deposits and relocation expenses when moving to hubs like Silicon Valley or New York.
Business & Professional Payments
Pay US-based vendors, SaaS platforms, consultants, and service providers with compliant documentation.
NRE/NRO Repatriation
Repatriate funds from NRE or NRO accounts to your US bank account with minimal friction.
Travel & Long-Term Stay
Fund extended stays, internships, research programs, and family visits with easy app-based top-ups.
BookMyForex International Wire Transfer Testimonials
As a senior citizen, I was anxious about completing the transaction, but BookMyForex guided me patiently. The funds were credited to my son's account super fast!
Great remittance platform with prompt service. I hit a few initial hiccups, but the team resolved everything quickly. Overall, an excellent experience!
BookMyForex is transparent, safe, and easy to use. The team is highly experienced, providing fast transfers, the best exchange rates, and minimal bank fees.
Great service, fast transfers, and good rates. Their team explained everything over the phone and made the whole process easy!
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process
BookMyForex Media Mentions
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“BookMyForex launches same-day overseas education remittance service”- “Freeze forex rate today to transfer money abroad and pay later service launched”
“BookMyForex is demolishing opacity and introducing transparency”
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