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Recipient Currency
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Send Money to United Arab Emirates

Transfer money from India to United Arab Emirates 24x7 at the lowest guaranteed rates. Enjoy secure, same-day international cash transfers through our trusted partner banks and unlock savings of up to 5% on every foreign money transfer.

Secure International Cash Transfer to United Arab Emirates (Guaranteed Lowest Rates)

Check out today's money transfer live rates: 

United States flag
USD 
₹95.80 
European Union flag
EUR 
₹110.57 
UAE flag
AED 
₹26.76 
Singapore flag
SGD 
₹75.20 
Thailand flag
THB 
₹2.96 
Canada flag
CAD 
₹68.97 
Switzerland flag
CHF 
₹118.26 
Hong Kong flag
HKD 
₹12.51 
Saudi Arabia flag
SAR 
₹25.93 
South African flag
ZAR 
₹6.44 
Australia flag
AUD 
₹67.99 
Japanese flag
JPY 
₹0.61 
United Kingdom flag
GBP 
₹129.03 
New Zealand flag
NZD 
₹56.89 
  • Fast. Online. Secure. Same-day transfers via trusted banks.
     
  • Lowest Guaranteed Rates Zero hidden charges.
     
  • For All Remittance Needs Education, family, medical & more.
     

Remit Money from India to United Arab Emirates with BookMyForex

The UAE is home to one of the largest Indian expatriate communities in the world, with over 3.5 million Indians living and working across the country. From Dubai and Abu Dhabi to Sharjah and Al Ain, Indians form the largest expatriate group and play a vital role in the UAE’s economy across construction, technology, healthcare and finance.

For many Indians, the UAE is a primary employment destination rather than a settlement one. Tax-free salaries, proximity to India and strong demand for skilled and semi-skilled labour attract workers from every Indian state. Dubai and Abu Dhabi draw professionals in IT, banking and engineering, while Sharjah and the Northern Emirates have large communities of blue-collar workers.

These ties make sending money to the UAE one of the highest-volume remittance corridors from India. Whether supporting family expenses, covering visa costs, funding a business or handling emergencies, the need to transfer money in AED arises frequently.

BookMyForex helps you send money to the UAE with better rates, faster processing, and complete transparency at every step.
 

Why Trust Us

BookMyForex  -  India’s Leading Forex Marketplace 
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
  • Exchanged
    $1.7 Billion  + exchanged 
  • Customers
    6.5 Lakh  + customers 
  • Banks and Money Changers
    5,000+  Banks & money changers partnered 
BookMyForex is Rated  4.7 out of 5 Stars.  Based on  44,240 Reviews. 

How to Send Money Abroad from India to United Arab Emirates

BookMyForex makes it incredibly simple to send money internationally from India. Whether you're supporting family overseas, paying university fees, or  sending money abroad for any other purpose,  just follow these 4 steps:  

  1. Enter Amount & Currency
    Instantly view live rates,  applicable fees,  and how much your recipient will receive 
  2. Upload Documents
    A quick, fully online process, no branch visits, no physical paperwork
  3. Add Recipient Detail
    Provide the beneficiary's bank account number and  bank’s SWIFT/BIC code 
  4. Make Payment
    Pay via UPI or net banking. Education transfers same-day; all others within 12-48 hours

Best Way to Send Money Internationally? BookMyForex! Faster, Cheaper, Simpler

  • Best Rates, TransparencyInterbank-linked best rates and zero hidden charges 
  • 24x7 Online BookingSend money easily 24x7 via our website or app 
  • Quick Transfer Funds received abroad in as little as 6 hours 
  • Send Money WorldwideRemit funds to over 150 countries 
  • Rate Lock-In FeatureLock in desired rates for up to 3 days 
  • On-Call & Online SupportAssistance available via phone and chat 

BookMyForex International Money Transfer Statistics

Recent activity
  • AED 8,999 sent to United Arab Emirates from Bangalore for investment in foreign equities
  • AUD 11,436 sent to United States of America (USA) from Delhi for education fees
  • CAD 13,500 sent to Canada from Bangalore for family maintenance
  • JPYweakened by 0.0826% against Indian Rupee (vs yesterday, 9 Aug 2026)
  • SGDstrengthened by 0.3% against Indian Rupee (vs last week, 3–9 Aug 2026)
Source: Indicative transaction trends

Popular Destinations for Money Transfer to United Arab Emirates

Money transfers from India to the UAE are concentrated in cities with the largest Indian populations and economic activity. Dubai receives the highest volume of remittances due to its massive Indian workforce, thriving business ecosystem, and numerous free trade zones. Abu Dhabi attracts significant transfers linked to oil and gas professionals, government sector workers, and healthcare employees.

Sharjah and Ajman see large volumes tied to blue-collar workers and smaller businesses. Al Ain and Ras Al Khaimah receive remittances connected to education, hospitality, and retail workers.
 

Purposes for Which You Can Transfer Money from India to United Arab Emirates

As per  RBI's Liberalised Remittance Scheme (LRS)  Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed: 

  • Payments to any Individual Living Abroad 
  • University Fee Payments 
  • Investment in Foreign Stocks and Equities 
  • Funds Transfer for Emigration and Foreign Employment 
  • Medical Treatment Abroad 
  • Gifts and Donations Abroad 

Best Way to Send Money from India to United Arab Emirates

Wire transfers are the easiest and most affordable option to send money from India to over 150 countries. Enjoy the speed and convenience of sending money overseas directly from your Indian bank account to the recipient's account. Read more to  discover everything about wire transfers . 

Top Countries for Sending Money Internationally with BookMyForex

Comparison: BookMyForex vs. Other Ways to Send Money from India to United Arab Emirates

Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Transparent partner fees (₹320 + GST bank fee + ₹1,180 nostro); no hidden markups
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Offline Remittance Providers
High markups (up to 5%), limited transparency
High service fees + hidden charges
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not available
Limited to office/agent hours
Bank Wire Transfer
2-4% markup over base rate
₹1,500-₹2,000 flat + GST/SWIFT
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours

Documents Required for International Wire Transfer from India to United Arab Emirates

The documents required for your international wire transfer to United Arab Emirates depend on the purpose of remittance. Three documents are mandatory for all transfers:
 

  • PAN card
  • Address proof (Aadhaar / Passport / Voter card) 
  • A2 cum LRS declaration form (filled at time of booking) 

Additional documents by purpose:

Required Documents:

• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
 

How Money Is Received in United Arab Emirates

Accurate beneficiary details such as the recipient’s IBAN and the bank’s SWIFT code are essential to ensure smooth processing. Most recipients use accounts with major UAE banks like Emirates NBD, Abu Dhabi Commercial Bank, Mashreq Bank, or First Abu Dhabi Bank, making bank-to-bank transfers the preferred and most reliable method.

Digital banking and mobile wallets are widely adopted across the country. Funds sent from India are credited in AED, allowing recipients to use the money immediately for rent, utilities, school fees, groceries, or everyday expenses.
 

Send Money Overseas from India to United Arab Emirates with the BookMyForex App

Safety First: How BookMyForex Protects Your Money

TCS on International Money Transfers from India to United Arab Emirates

As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:

● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh

Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.

 Know More About TCS → 

Different Purposes Why Indians Transfer Money to United Arab Emirates

Purpose of Money Transfer to UAE 
Description 
Employment & Living Costs
 
Indian professionals and workers in the UAE receive funds from India to cover housing deposits, visa renewal fees, and living expenses, particularly during initial months of employment in Dubai, Abu Dhabi, and Sharjah.
 
Family Support
 
With over 3.5 million Indians in the UAE, families regularly send money for rent, utilities, groceries, school fees, and daily living expenses across all seven emirates.
 
Business & Trade
 
Indian entrepreneurs and traders in the UAE receive transfers from India for trade payments, business registration, working capital, and investment into UAE-based ventures, particularly in Dubai’s free zones.
 
Medical Treatment
 
The UAE’s advanced healthcare infrastructure, including hospitals in Dubai and Abu Dhabi, drives transfers for specialised treatments and procedures.
 
Education
 
Indian students and families transfer funds for tuition at universities and schools in the UAE, including institutions in Dubai Knowledge Park and Abu Dhabi.
 
Travel & Short-Term Stay
 
Funds support tourist visits, transit stays, shopping trips, and family visits across UAE cities, particularly Dubai and Abu Dhabi.
 

BookMyForex International Wire Transfer Testimonials

Ayush Jaiswal
Ayush JaiswalLucknow, Uttar Pradesh
I had to travel from Delhi to Lucknow last minute, but my forex card was scheduled for Delhi delivery. The customer service team seamlessly rerouted it to Lucknow.
Ashish RanaNoida, Uttar Pradesh
BookMyForex is highly recommended for anyone needing quick and reliable currency exchange at their doorstep, especially in urgent situations.
Shani Saroj
Shani SarojGurugram, Haryana
BookMyForex's exchange rates are among the best in the market, with complete transparency and no hidden charges.
Lalita YadavGurugram, Haryana
BookMyForex offers a smooth and hassle-free forex exchange experience. Their customer support is responsive, and overall it's a reliable platform for forex services.
Pritam Sadhukhan
Pritam SadhukhanPune, Maharashtra
Great experience with BMF. Got my forex card and currencies within 12 hours. Heard about them from a friend, and they delivered super quick. Will definitely recommend!
Jayesh Nema
Jayesh NemaKolkata, West Bengal
My forex request was expedited and processed within just one day, which was truly impressive. It's rare to see such prompt service and genuine customer focus.
Dev Mathuli
Dev MathuliMumbai, Maharashtra
What stood out most was the lightning-fast delivery, my card arrived much earlier than expected! Loading foreign currency was easy, and the exchange rates were very competitive.
Aashish Arora
Aashish AroraNoida, Uttar Pradesh
Bookmyforex is the only platform for my travel currency needs. I have been using this for about 8-9 years and the service is really good. The delivery of the cards/notes is very smooth and quick.
Vaibhav DalviMumbai, Maharashtra
Booked it last night, got the delivery before mid-day today. Have never seen a better delivery than this before!
Malika Galib ShahNew Delhi, Delhi
The delivery partner was very helpful and accommodative. I wasn't in town but he called to ensure that he delivers the card as soon as I'm in my designated location. No fuss at all.
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process

BookMyForex Media Mentions

Frequently Asked Questions (FAQs) About Overseas Money Transfer to United Arab Emirates

How much does it cost to send money from India to United Arab Emirates?

BookMyForex gives you the lowest exchange rates on AED with no hidden markups, so you save up to 5% compared with typical bank rates. A nominal bank fee of ₹320 + GST applies per transfer, and intermediary (nostro) charges of ₹1,180 apply depending on the route. Every applicable charge is shown upfront before you confirm.

How long does a money transfer from India to United Arab Emirates take?

Most transfers to United Arab Emirates are completed within 12 to 48 business hours once your documents are verified and payment is made. Education remittances are processed on priority and can go through the same day - in some cases in as little as six hours.

Will I have to pay TCS for sending money to United Arab Emirates?

TCS applies only after your total foreign remittances exceed ₹10 lakh in a financial year. Above that, education and medical transfers to United Arab Emirates attract 2% (effective 1 April 2026) and most other purposes attract 20%; education funded by an approved loan is exempt. TCS isn't an extra cost - it's adjustable against your income tax or refundable when you file your return, and it doesn't apply to NRIs.

What is the maximum amount I can send from India to United Arab Emirates?

Under the RBI's Liberalised Remittance Scheme, you can send up to USD 250,000 (or its equivalent in any other currency) per financial year to United Arab Emirates, across all permitted purposes combined. Sending more than this in a single year requires prior RBI approval.

What documents do I need to send money to United Arab Emirates?

You'll need three mandatory documents - your PAN card, address proof (Aadhaar, passport, or voter ID), and an A2 cum LRS declaration completed at booking. Purpose-specific proof may also be required, such as a university offer letter for tuition, relationship proof for family maintenance, or a hospital invoice for medical treatment.

What recipient (beneficiary) details do I need to send money to United Arab Emirates?

You'll need the recipient's full name and address, bank name, account number, and SWIFT/BIC code, along with the local routing identifier for United Arab Emirates - for example, an ABA routing number for the USA, a sort code for the UK, transit and institution numbers for Canada, or an IBAN for most of Europe. Once saved, these details can be reused for future transfers.

Is it safe to send money to United Arab Emirates with BookMyForex?

Yes. Your transfer to United Arab Emirates is processed through RBI-authorised partner banks in full FEMA compliance, over a secure, encrypted connection. We track the order until the money is credited to the beneficiary's account, and your payment details are never stored on our servers.

For what purposes can I send money from India to United Arab Emirates?

You can send money to United Arab Emirates for any LRS-permitted purpose, including higher education and tuition, family maintenance, medical treatment, business and professional payments, immigration and settlement costs, and travel. NRE/NRO repatriation to United Arab Emirates is also supported for eligible account holders.