I had to travel from Delhi to Lucknow last minute, but my forex card was scheduled for Delhi delivery. The customer service team seamlessly rerouted it to Lucknow.
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Upto ₹15,000 Cashback on Education Transfers 
Sending Currency
Indian Rupee
INR
Since you're sending from India, this currency is fixed to INR for your transfer.
Recipient Currency
US Dollar
USD
USD AMOUNTLive Rate ₹96.1072
INR AMOUNT
Remittance orders are usually processed within 48 working hours of placing the order
Send money abroad at live exchange rates with transparent charges
Secure online transfers powered by BookMyForex remittance partners
Send Money to Germany
Transfer money from India to Germany 24x7 at the lowest guaranteed rates. Enjoy secure, same-day international cash transfers through our trusted partner banks and unlock savings of up to 5% on every foreign money transfer.
Secure International Cash Transfer to Germany (Guaranteed Lowest Rates)
Check out today's money transfer live rates:
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- Fast. Online. Secure. Same-day transfers via trusted banks.
- Lowest Guaranteed Rates Zero hidden charges.
- For All Remittance Needs Education, family, medical & more.
Remit Money from India to Germany with BookMyForex
Germany has become one of Europe's most important destinations for Indians. Berlin, Munich, Frankfurt, Hamburg, and Stuttgart offer strong opportunities across engineering, IT, healthcare, and research. A clear immigration framework and some of the lowest university tuition fees among developed nations make Germany a natural choice for Indians looking to study or build careers abroad.
For students, publicly funded universities with free or minimal tuition are a major draw. Cities like Munich, Berlin, and Heidelberg attract thousands of Indian students every year, particularly in technical and research disciplines. IT and engineering professionals are also relocating in growing numbers, supported by Germany's Skilled Immigration Act, which makes it easier for skilled workers outside the EU to move there.
These ties make sending money to Germany a regular need. Tuition support, blocked account deposits, living expenses, and relocation costs all drive consistent transfer volumes in EUR. Even small differences in exchange rates or fees affect how much actually reaches the recipient.
BookMyForex helps you send money to Germany with better rates, faster processing, and full transparency.
Why Trust Us
BookMyForex - India’s Leading Forex Marketplace
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
$1.7 Billion + exchanged
6.5 Lakh + customers
5,000+ Banks & money changers partnered
How to Send Money Abroad from India to Germany
BookMyForex makes it incredibly simple to send money internationally from India. Whether you're supporting family overseas, paying university fees, or sending money abroad for any other purpose, just follow these 4 steps:
- Enter Amount & CurrencyInstantly view live rates, applicable fees, and how much your recipient will receive
- Upload DocumentsA quick, fully online process, no branch visits, no physical paperwork
- Add Recipient DetailProvide the beneficiary's bank account number and bank’s SWIFT/BIC code
- Make PaymentPay via UPI or net banking. Education transfers same-day; all others within 12-48 hours
Best Way to Send Money Internationally? BookMyForex! Faster, Cheaper, Simpler
- Best Rates, TransparencyInterbank-linked best rates and zero hidden charges
- 24x7 Online BookingSend money easily 24x7 via our website or app
- Quick Transfer Funds received abroad in as little as 6 hours
- Send Money WorldwideRemit funds to over 150 countries
- Rate Lock-In FeatureLock in desired rates for up to 3 days
- On-Call & Online SupportAssistance available via phone and chat
BookMyForex International Money Transfer Statistics
Recent activity
- USD 1,000 sent to United States of America (USA) from Bangalore for family maintenance
- USD 10,000 sent to United States of America (USA) from Bangalore for investment in foreign equities
- GBP 1,627 sent to United Kingdom (UK) from Chennai for family maintenance
- JPY ▼ weakened by 0.2% against Indian Rupee (vs yesterday, 7 Aug 2026)
- GBP ▼ weakened by 0.2% against Indian Rupee (vs last week, 1–7 Aug 2026)
Source: Indicative transaction trends
Popular Destinations for Money Transfer to Germany
Money transfers from India to Germany are concentrated around cities with established Indian communities and university populations. Munich receives the highest volumes, driven by its world-ranked technical university, large IT and automotive industry workforce, and a significant Indian student presence.
Berlin attracts remittances linked to students, creative professionals, and startup founders. Frankfurt, as Germany's financial capital, sees transfers tied to banking professionals and business payments. Cities like Stuttgart and Hamburg receive funds connected to automotive and engineering employment, while Heidelberg and Aachen attract student remittances due to their prominent research universities.
Purposes for Which You Can Transfer Money from India to Germany
As per RBI's Liberalised Remittance Scheme (LRS) Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed:
- Payments to any Individual Living Abroad
- University Fee Payments
- Investment in Foreign Stocks and Equities
- Funds Transfer for Emigration and Foreign Employment
- Medical Treatment Abroad
- Gifts and Donations Abroad
Best Way to Send Money from India to Germany
Wire transfers are the easiest and most affordable option to send money from India to over 150 countries. Enjoy the speed and convenience of sending money overseas directly from your Indian bank account to the recipient's account. Read more to discover everything about wire transfers .
Top Countries for Sending Money Internationally with BookMyForex
Comparison: BookMyForex vs. Other Ways to Send Money from India to Germany
Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Transparent partner fees (₹320 + GST bank fee + ₹1,180 nostro); no hidden markups
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Offline Remittance Providers
High markups (up to 5%), limited transparency
High service fees + hidden charges
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not available
Limited to office/agent hours
Bank Wire Transfer
2-4% markup over base rate
₹1,500-₹2,000 flat + GST/SWIFT
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours
Documents Required for International Wire Transfer from India to Germany
The documents required for your international wire transfer to Germany depend on the purpose of remittance. Three documents are mandatory for all transfers:
- PAN card
- Address proof (Aadhaar / Passport / Voter card)
- A2 cum LRS declaration form (filled at time of booking)
Additional documents by purpose:
Required Documents:
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
How Money Is Received in Germany
Accurate beneficiary details, including the recipient's IBAN and the bank's BIC or SWIFT code, are essential to ensure smooth processing. Germany uses the IBAN system for all domestic and international transfers, and most recipients hold accounts with major German banks such as Deutsche Bank, Commerzbank, Sparkasse, or DKB. For student visa purposes, the blocked account held with providers such as Deutsche Bank or Fintiba also requires a specific wire transfer from India.
Funds sent from India are credited in EUR, allowing recipients to use the money immediately for rent, tuition-related expenses, daily costs, or to meet the blocked account requirement.
Send Money Overseas from India to Germany with the BookMyForex App
Whether it's for university fees, medical expenses, a heartfelt gesture, funding your GIC/ blocked account, or any other purpose, the BookMyForex App makes transferring money from India effortless.
Download the app and transact with ease, right from your smartphone!
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Safety First: How BookMyForex Protects Your Money
- Trusted Banking PartnersExclusive tie-ups with top banks in India
- Advanced-Data EncryptionBank grade encryption to protect your data
- Secure Payment GatewaysSecure payment acceptance and routing via reputed payment gateways
TCS on International Money Transfers from India to Germany
As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:
● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh
Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.
Know More About TCS →
Different Purposes Why Indians Transfer Money to Germany
Purpose of Money Transfer to Germany
Description
Higher Education
Germany's publicly funded universities attract thousands of Indian students each year. Families transfer funds for living expenses and tuition at institutions such as TU Munich, RWTH Aachen, and Heidelberg University, particularly in cities like Munich, Berlin, and Stuttgart.
Blocked Account (Sperrkonto) Deposit
Indian students applying for a German student visa are required to deposit a fixed annual amount into a blocked account as proof of financial sufficiency. This is one of the most common and specific reasons for India-to-Germany transfers.
Employment & Skilled Worker Relocation
Germany's Skilled Immigration Act has opened pathways for Indian engineers, IT professionals, and healthcare workers. Transfers from India support housing deposits, relocation costs, and initial living expenses for those moving to industrial and tech hubs like Frankfurt, Munich, and Hamburg.
Family Maintenance
Indians settled in Germany receive regular transfers from family in India for rent, utilities, and daily living costs, particularly in high-cost cities like Munich and Frankfurt.
Business & Professional Payments
Indian firms remit funds to German engineering companies, automotive suppliers, and technology service providers, reflecting the strong trade ties between the two countries.
Travel & Extended Visits
Indians visiting family or travelling for tourism and business across Germany regularly receive support funds for accommodation, transport, and daily expenses.
BookMyForex International Wire Transfer Testimonials
BookMyForex is highly recommended for anyone needing quick and reliable currency exchange at their doorstep, especially in urgent situations.
BookMyForex's exchange rates are among the best in the market, with complete transparency and no hidden charges.
BookMyForex offers a smooth and hassle-free forex exchange experience. Their customer support is responsive, and overall it's a reliable platform for forex services.
Great experience with BMF. Got my forex card and currencies within 12 hours. Heard about them from a friend, and they delivered super quick. Will definitely recommend!
My forex request was expedited and processed within just one day, which was truly impressive. It's rare to see such prompt service and genuine customer focus.
What stood out most was the lightning-fast delivery, my card arrived much earlier than expected! Loading foreign currency was easy, and the exchange rates were very competitive.
Bookmyforex is the only platform for my travel currency needs. I have been using this for about 8-9 years and the service is really good. The delivery of the cards/notes is very smooth and quick.
Booked it last night, got the delivery before mid-day today. Have never seen a better delivery than this before!
The delivery partner was very helpful and accommodative. I wasn't in town but he called to ensure that he delivers the card as soon as I'm in my designated location. No fuss at all.
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process
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