I use BookMyForex fund transfer services for my US university tuition and living expenses from India because they offer the best exchange rates.
App to Send Money to China
Send money to China from India 24x7 via the BookMyForex App at the lowest guaranteed rates. Enjoy secure, same-day international transfers right from our app through our trusted partner banks, with zero transfer charges and savings of up to 5% compared to standard bank rates on every foreign money transfer.
China Money Transfer App (Guaranteed Lowest Rates)
Whether it's for university fees, medical expenses, a heartfelt gesture, funding your GIC/ blocked account, or any other purpose, the BookMyForex App makes transferring money from India effortless.
Download the app and transact with ease, right from your smartphone!
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Secure International Cash Transfer to China Rates
Check out today's money transfer live rates:
Forex Rates LIVE
- Fast. Online. Secure. Same-day transfers via trusted banks.
- Lowest Guaranteed Rates Zero hidden charges.
- Remittance Expert by Your Side Expert guidance from planning to payment.
BookMyForex Offers
Remit Money from India to China with the BookMyForex Money Transfer App
The India-China corridor is driven by trade, manufacturing, and education, with Indian buyers, students, and businesses active across the mainland. Money moves in CNY for supplier payments, tuition, and living costs in Beijing, Shanghai, and Guangzhou.
Bank wires to China are slow and costly, wrapping a 1.5-2.5% exchange margin into flat SWIFT charges that rarely appear before you commit.
The BookMyForex App removes that friction with live interbank CNY rates, zero markup, zero transfer charges, and careful processing, all routed through RBI-authorised partner banks under full FEMA compliance.
For China-bound payments, the app captures the account number, the 12-digit CNAPS code, and the bank's SWIFT code that mainland banks require, since China does not use IBAN, so beneficiary setup is right the first time. From CNY 500 to CNY 50,000, your money arrives faster and cheaper, with a rate lock of up to three working days for fixed-date dues.
Why Trust Us
BookMyForex - India’s Leading Forex Marketplace
Buy & sell forex online - order foreign currency notes, get forex cards, and send money abroad. Same-day doorstep delivery available in 65+ cities across India. Grab up to ₹7,500 cashback on forex card/currency notes and up to ₹15,000 on education related international money transfers!
$1.7 Billion+ exchanged
6.5 Lakh+ customers
5,000+ banks & money changers partnered
How to Send Money Abroad from India to China Using the BookMyForex App
The BookMyForex App for Android and iOS makes it incredibly simple to send money internationally from India to China. Whether you're supporting family overseas, paying university fees, or sending money abroad for any other purpose, just follow these steps:
- Navigate to the Transfer SectionOpen the BookMyForex app on your smartphone. On the bottom navigation bar, tap on the Transfer option located at the bottom right of the screen.
- Select Currency and Enter the AmountChoose Currency from the currency list, enter your INR amount, and view the live rate instantly. Use "Book Now" to lock in a rate for up to three working days.
- Enter Your Personal Details & Add Recipient DetailsFill in your PAN number, full name, date of birth, and address. Then add your recipient's bank details like account number, routing number, bank name, and SWIFT code.
- Upload DocumentsUpload your KYC and purpose-specific documents fully online (listed below), no branch visits or physical paperwork required.
- Make PaymentPay via UPI or net banking. Education transfers are processed same-day; all others within 12-48 business hours.
- Track Your TransferTrack your transfer live until funds are credited to the recipient's bank account.
Best Way to Send Money to China? BookMyForex App! Faster, Cheaper, Simpler
- Best Rates, GuaranteedInterbank-linked rates, zero hidden charges, Lowest Rate Guarantee*
- 24x7 Online BookingSend money easily 24x7 via our website or app
- Quick Transfer Funds received abroad in as little as 6 hours
- Send Money WorldwideRemit funds to over 150 countries
- Rate Lock-In FeatureLock in desired rates for up to 3 days
- On-Call & Online SupportAssistance available via phone and chat
Safety First: How BookMyForex Protects Your Money
- Trusted Banking PartnersExclusive tie-ups with top banks in India like RBL and Instarem
- Advanced-Data EncryptionBank grade encryption to protect your data
- Secure Payment GatewaysSecure payment acceptance and routing via reputed payment gateways
BookMyForex International Money Transfer Statistics
Recent activity
- CAD 9,200 sent to Canada from Delhi for family maintenance
- EUR 987 sent to France from Hyderabad for family maintenance
- CAD 3,015 sent to Canada from Mumbai for family maintenance
- EUR ▼ weakened by 0.7% against Indian Rupee (vs yesterday, 20 Oct 2026)
- AED ▼ weakened by 0.5% against Indian Rupee (vs last week, 14–20 Oct 2026)
Source: Indicative transaction trends
Popular Destinations for Money Transfer to China
India-to-China transfers are led by the manufacturing and trade belt around Guangzhou and Shenzhen, which take the largest share for supplier and factory payments.
Shanghai and Beijing follow, driven by business services and universities. Yiwu, the world's wholesale-goods hub, sees heavy, steady flows from Indian traders sourcing stock.
Hangzhou and Ningbo add regular volumes tied to e-commerce and export orders, rising around major trade-fair seasons across the country.
Purposes for Which You Can Transfer Money from India to China with the BookMyForex App
As per RBI's Liberalised Remittance Scheme (LRS) Indian residents can send up to USD 2,50,000 per financial year for a wide range of purposes. Here are the key purposes allowed:
- Payments to any Individual Living Abroad
- University Fee Payments
- Investment in Foreign Stocks and Equities
- Funds Transfer for Emigration and Foreign Employment
- Medical Treatment Abroad
- Gifts and Donations Abroad
Best App to Send Money from India to China
BookMyForex App Wire Transfers are the easiest and most affordable option to send money abroad from India to over 150 countries. Enjoy the speed and convenience of sending money directly from your mobile to your foreign account. Read more to discover everything about wire transfers .
Top Countries for Sending Money from India using the BookMyForex App
Comparison: BookMyForex App vs. Other Ways to Send Money from India to China
Feature
Exchange Rates
Fees & Charges
Transfer Speed
Countries Supported
Rate Lock-In
Availability
Money Transfer via BookMyForex
Interbank-linked best rates; save up to 5%
Just ₹320 + GST bank fee and ₹1,180 Nostro charges, with no hidden charges
Same-day (education, as fast as 6 hrs); 12-48 hrs
150+ countries worldwide
Lock in rates for up to 3 days
24/7 online booking via website & app
Online Remittance Providers
High markups (up to 5%), limited transparency
Variable transfer fees based on the amount and currency, going up to ₹7,500 per transaction
3-7 working days (minutes for cash pickup in some corridors)
Limited to select corridors
Not as flexible
Subject to banking hours, currency and payment method.
Bank Wire Transfer
2-4% markup over base rate
₹1,500–₹2,000 Bank Fee + GST + Additional Nostro Charges depending upon currency
3-5 working days
Most countries via SWIFT
Not available
Limited to bank hours
Documents Required for International Wire Transfer from India to China
The documents required for your international wire transfer depend on the purpose of remittance. Three documents are mandatory for all transfers:
- PAN card
- KYC and Address Proof (Aadhaar / Passport / Voter card)
- Outward Remittance Application (A2 cum LRS Declaration)
Additional documents by purpose:
Required Documents:
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
• Admission letter / University offer letter
• Student's valid passport (if remitter is a close relative)
How Money Is Received Overseas in China Using the BookMyForex App
Most recipients bank with ICBC, Bank of China, China Construction Bank, or Agricultural Bank of China. UnionPay underpins card payments, while Alipay and WeChat Pay dominate everyday transactions.
The money lands straight into the recipient's account in yuan, ready for supplier settlement, tuition, and living costs with no second conversion. CNAPS clears it across the mainland promptly.
TCS on International Money Transfers from India to China with the BookMyForex App
As per the Union Budget 2026, Tax Collected at Source (TCS) applies to outward remittances under LRS based on the purpose and amount of transfer. Here are the applicable TCS rates:
● Education via education loan: 0% TCS (any amount)
● Self-funded education & medical treatment: Nil up to ₹10 lakh; 2% above ₹10 lakh
● All other outward remittances: Nil up to ₹10 lakh; 20% above ₹10 lakh
Note: TCS is not a final tax, it can be claimed as credit when filing your ITR. BookMyForex auto-calculates applicable TCS at checkout so there are no surprises.
Know More About TCS →
Different Purposes Why Indians Send Money Overseas to China with the BookMyForex App
Purpose of Money Transfer
Description
Business Payments
Pay factories, suppliers, and sourcing agents in Guangzhou, Shenzhen, and Yiwu with compliant documents.
Higher Education
Pay tuition and hostel fees to universities in Beijing, Shanghai, and other mainland cities.
Trade & Sourcing
Settle bulk-order and export invoices with Chinese manufacturers and wholesalers.
Family Maintenance
Support family or staff based in mainland China for rent and daily needs.
Medical Expenses
Cover private treatment at Chinese hospitals and specialist clinics.
NRE/NRO Repatriation
Move funds from your NRE or NRO account to a Chinese bank account with little friction.
Travel & Long-Term Stay
Top up for trade trips, study terms, and extended stays, all from the app.
BookMyForex International Wire Transfer Testimonials
As a senior citizen, I was anxious about completing the transaction, but BookMyForex guided me patiently. The funds were credited to my son's account super fast!
Great remittance platform with prompt service. I hit a few initial hiccups, but the team resolved everything quickly. Overall, an excellent experience!
BookMyForex is transparent, safe, and easy to use. The team is highly experienced, providing fast transfers, the best exchange rates, and minimal bank fees.
Great service, fast transfers, and good rates. Their team explained everything over the phone and made the whole process easy!
Sanjay Tripathi
No hidden charges, Easy to use, Excellent Order Tracking, Best Exchange Rate
Pratyaksh
Smooth and Easy Online Process
BookMyForex Media Mentions
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“BookMyForex launches same-day overseas education remittance service”- “Freeze forex rate today to transfer money abroad and pay later service launched”
“BookMyForex is demolishing opacity and introducing transparency”
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