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April 29, 2014 Insurance
2 minutes, 33 seconds Read

How to save big on campus health insurance plan?

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Now you can save big on your campus insurance plan being offered by your university abroad and that too without losing any coverage….And you don’t just end up saving money, you also get covered for other risks that can disrupt your education overseas. The solution is to buy your international travel insurance policy from India rather than from your university campus abroad.

We doubt you are even aware of the option of taking a waiver from your university campus so you can opt out of the health insurance plan provided by them and buy another international travel insurance policy of your choice instead. Though there are some universities abroad that make it mandatory to buy the student health insurance plan through them, most others allow you to take a waiver if you have a comparable international travel insurance policy as per the university’s standards (detailed guidelines are there). All you need to do is buy a comparable plan from a domestic insurer in India and submit the waiver form to your university campus before the stipulated date to enjoy BIG SAVINGS.

Since the charges for the health insurance plan being offered by any university are generally a part of the fee structure, you may not even realise the extent to which it takes a toll on your bank account. Did you know that if you buy a comparable international travel insurance policy from India it can cut down the cost by over 1/4th the amount you pay at your university campus abroad! If we take the case of Boston University, the health insurance charges for a $ 5,00,000 student insurance policy as per their fee structure is $2,141, which when converted to INR works out to roughly INR 1,28,460 (calculated at INR 60/$). In India you can get the same coverage for your international travel insurance policy in the range of INR 25,000-30,000 (the amount can vary slightly depending on the service provider and plan you choose). While the health insurance plans provided by the university campus normally cover only medical expenses, you can get a far more comprehensive coverage on your international travel insurance policy from a domestic insurer in India. Other than medical expenses you can get additional coverage against other unforeseen events like loss of baggage, loss of passport, accident to sponsor, family visit and other incidental expenses. Now don’t you agree that it makes perfect sense to buy your international travel insurance policy from India itself?

So get started with your research to find the best international travel insurance policy that suits your requirements. You know you can always count on us for the best policy price!*

 

 * We offer a discount worth upto 15% of your travel insurance policy amount on your forex purchase when you buy forex and travel insurance together (we have a tie-up with Bajaj Allianz for travel insurance).

 

Related Links:-

Get International Travel Insurance at Best Price from BookMyForex

Travel Tips for a Stress-Free Holiday!

Why Overseas Student Travel Insurance is important

How important is international travel insurance for senior citizens

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