If you or your parents are over 60 years old and travelling abroad for a vacation or to visit your children, don’t forget to buy travel insurance for senior citizens.
We all know that old people often have limited regenerative abilities and are more prone to disease, syndromes, and sickness than younger adults. In their case even a simple fall can cause fractures. Hip fractures are a common outcome of such falls and can call for hospitalization and long term medical care and at times can even prove fatal.
Though treatment for such ailments and injuries is available at an affordable cost in India, it can cost a bomb in a country like USA, where medical costs are exorbitant. Inpatient hip fracture care costs $26,000 per episode, which when converted to INR is a whopping INR 15,60,000. Let alone hospitalization, in US a doctor’s consultation fee alone can range from $150-300 (i.e. INR 9,000-18,000). So why not just play safe against such uncertainties and buy travel insurance for senior citizens beforehand.
Buying a comprehensive plan for travel insurance for senior citizens would ensure you are covered against a host of risks that include medical expenses and repatriation (including medical evacuation to a hospital in India pre-approved by claims administrator), personal accident, loss of baggage, delay in baggage arrival, loss of passport, hijack, trip delay, burglary at home and other such exigencies that can ruin your trip.
Also, note that in case of travel insurance for senior citizens the higher the policy maximum, the better it is, depending on your/ your parent’s length of stay, age, and activities.
$100,000 policy maximum is most preferred. To seek guidance on the amount of coverage you should go for, and to pick the right policy you can speak to our team of experts.
Buying your travel insurance for senior citizens through BookMyforex (we have a tie-up with Bajaj Allianz) gives you access to absolutely cashless medical treatment across 99% listed hospitals across the globe. Bajaj Allianz has a completely hassle-free claim settlement process and should the need arise, you can get in touch with a Company representative on the in-house international toll free phone number & fax number (the only insurance company with this facility).
The advantage of buying your travel insurance for senior citizens through BookMyForex is easy access to our customer helpdesk round-the-clock and our unbeatable rates. You are also entitled to huge discounts on your forex order, if you buy both forex and travel insurance through us.
Our plans for travel insurance for senior citizens start for as little as Rs. 287 per person. To book your order, login @ www.bookmyforex or call @ 09212219191. After all, you’d rather be safe than sorry!
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About the Author
Manik Varshney is the AVP - Processes, Compliance & Product Management at BookMyForex. Manik has been building the product at BookMyForex for around 8 years. Be it any query on the tax rules on foreign money transfers or forex cards, Manik is our usual go-to-guy.
