How to Identify Counterfeit Maldivian Rufiyaa (MVR) Notes

Traveling to the Maldives? While exploring its beaches and islands is an unforgettable experience, it’s important to stay cautious when making payments there in cash. Counterfeit notes can occasionally circulate, and unfamiliarity with the currency may make it easy to miss. This guide highlights the key security features of Maldivian Rufiyaa (MVR) banknotes so you can verify authenticity across all denominations.

Key Security Features of Maldivian Rufiyaa (Rf) Notes

Watermark
Watermark:
Each denomination has a multi-toned watermark of the featured leader and the denomination numeral. The watermark is visible when held to light and shows clear contrast and shading.
Security Threads
Security Thread:
A thin or wide metallic thread runs vertically through the note. The thread usually contains microtext of the denomination and “MMA” (Maldives Monetary Authority) and appears continuous under backlight.
Raised Printing
Raised Print (Intaglio):
The main portrait, numerals, bank name, and selected design elements are printed with raised ink, giving the note a tactile feel. Smooth areas may indicate a fake note.
See Through Register
See-Through Feature/Registration Device:
Small design elements on the front and back, partially printed, align perfectly under light to form complete numerals or motifs.
Microtext
Microprint:
Tiny inscriptions like “MMA” and the denomination are incorporated into the background. They appear as solid lines to the naked eye but are legible under magnification.
AED Latent Image
Latent Image:
Certain denominations include hidden numerals visible only when tilting the note at an angle.
AED Variable Ink
Optically Variable Ink (OVI):
On higher denominations, the printed numeral changes color when viewed from different angles, providing a quick check for authenticity.

A Detailed Guide to Identifying Counterfeit MVR Currency by Denomination

Denomination Color Front Portrait Watermark Security Thread Raised Print See-Through Feature Microprint Latent Image OVI Ink
5 MVR Light Brown Al-Ghazi Muhammad Thakurufaanu Portrait + “5” Thin vertical metallic thread with “5 MVR” microtext Portrait, numerals, and MMA text Front & back motifs align under light “MMA” and “5 MVR” Hidden “5” visible when tilted No
10 MVR Orange Ibrahim Nasir Portrait + “10” Thin vertical metallic thread with “10 MVR” Portrait, numerals, and bank name slightly raised Front & back motifs align perfectly “MMA” and “10 MVR” Hidden “10” visible when tilted No
20 MVR Green Mohamed Amin Didi Portrait + “20” Vertical metallic thread with “20 MVR” Portrait, numerals, and bank name raised Front & back motifs align perfectly “MMA” and “20 MVR” Hidden “20” visible when tilted Yes, numeral shifts color
50 MVR Blue Ibrahim Nasir Portrait + “50” Wide vertical metallic thread with “50 MVR” Portrait, numerals, and bank name raised Front & back motifs align perfectly “MMA” and “50 MVR” Hidden “50” visible when tilted Yes, numeral shifts color
100 MVR Red Mohamed Amin Didi Portrait + “100” Vertical metallic thread with “100 MVR” Portrait, numerals, and bank name raised Front & back elements align perfectly “MMA” and “100 MVR” Hidden “100” visible when tilted Yes, numeral shifts color
500 MVR Purple Abdulla Yameen Abdul Gayoom Portrait + “500” Wide vertical metallic thread with “500 MVR” Portrait, numerals, and bank name raised Front & back motifs align perfectly “MMA” and “500 MVR” Hidden “500” visible when tilted Yes, numeral shifts color
1000 MVR Orange Ibrahim Nasir Portrait + “1000” Wide vertical metallic thread with “1000 MVR” Portrait, numerals, and bank name raised Front & back motifs align perfectly “MMA” and “1000 MVR” Hidden “1000” visible when tilted Yes, numeral shifts color
5 Rufiyaa Banknote

1. 5 Rufiyaa Note

  • Color Scheme: The note is light brown in color.
  • Front Design: Features a portrait of Al-Ghazi Muhammad Thakurufaanu, the national hero who freed the Maldives from Portuguese rule.
  • Back Design: Displays Maldivian heritage symbols, including architecture, marine life, and traditional motifs.
  • Watermark: Portrait of the leader and the numeral “5” are visible when held to light.
  • Security Thread: A thin vertical metallic thread is embedded, visible under light, with microtext “5 MVR”.
  • Raised Print (Intaglio) The portrait, numerals, and “Maldives Monetary Authority” text are slightly rough to the touch.
  • See-Through Feature: Small design elements on the front and back align perfectly to form a complete motif under light.
  • Microprint: Tiny inscriptions of “MMA” and “5 MVR” are embedded in the background; visible only under magnification.
  • Latent Image: Tilting the note reveals a hidden numeral “5” within a patterned area.
  • Optically Variable Ink (OVI): It is not present on this denomination.
10 Rufiyaa Banknote

2. 10 Rufiyaa Note

  • Color Scheme: The color of the note is orange with subtle gradients across the borders.
  • Front Design: Features a portrait of Ibrahim Nasir, the second President of the Maldives, known for modernizing the country.
  • Back Design: Illustrates natural and cultural landmarks, including coral reefs and traditional dhonis (boats).
  • Watermark: A multi-toned portrait of the leader with the numeral “10” is visible against light.
  • Security Thread: Thin embedded metallic thread with microtext “10 MVR” running vertically; appears continuous when backlit.
  • Raised Print (Intaglio) Portrait, numerals, and bank name are slightly raised; smooth or flat areas may indicate a counterfeit.
  • See-Through Feature: Design elements from front and back align perfectly to form a complete pattern when held to light.
  • Microprint: Tiny “MMA” and “10 MVR” inscriptions are embedded into borders and decorative elements.
  • Latent Image: Tilting the note reveals a hidden “10” in patterned areas; it should appear crisp and distinct.
  • Optically Variable Ink (OVI): It is not present on this note.
20 Rufiyaa Banknote

3. 20 Rufiyaa Note

  • Color Scheme: The note is green with smooth gradient shading.
  • Front Design: Features a portrait of Mohamed Amin Didi, the first President of the Maldives.
  • Back Design: Shows iconic Maldivian scenery, including islands, palm trees, and heritage sites.
  • Watermark: Multi-toned portrait plus numeral “20,” showing depth and clarity under light.
  • Security Thread: Vertical metallic thread with microtext “20 MVR” is partially visible on the surface; thread continuity should be clear when backlit.
  • Raised Print (Intaglio) The portrait, numerals, and bank name feel raised and tactile; any smoothness could indicate a fake.
  • See-Through Feature: Small motifs printed on front and back align perfectly to form complete numerals or patterns under light.
  • Microprint: “MMA” and “20 MVR” are embedded within intricate background designs, clearly readable under magnification.
  • Latent Image: Tilting the note reveals a hidden “20” within a patterned field.
  • Optically Variable Ink (OVI): The numeral “20” shifts color when tilted.
50 Rufiyaa Banknote

4. 50 Rufiyaa Note

  • Color Scheme: The note is blue in color with gradients and subtle textures.
  • Front Design: Features a portrait of Ibrahim Nasir with detailed features.
  • Back Design: Features the Maldives’ natural beauty, including ocean waves, islands, and heritage symbols.
  • Watermark: Multi-toned portrait and numeral “50” are clearly visible when held to light with proper shading.
  • Security Thread: A wide metallic thread embedded vertically, microtext “50 MVR,” with a shimmering effect is visible when tilted.
  • Raised Print (Intaglio) Portrait, numerals, and bank name feel distinctly raised; any flat areas may indicate counterfeit.
  • See-Through Feature: Ornamental elements on front and back align perfectly under light to form a complete motif.
  • Microprint: Tiny inscriptions of “MMA” and “50 MVR” are visible under magnification, crisp and sharp.
  • Latent Image: Tilting the note reveals a hidden numeral “50” within patterned fields.
  • Optically Variable Ink (OVI): The numeral “50” changes color when viewed from different angles.
100 Rufiyaa Banknote

5. 100 Rufiyaa Note

  • Color Scheme: The note is red with smooth gradient transitions and subtle security textures across the borders.
  • Front Design: Features a portrait of Mohamed Amin Didi, depicted in formal attire with finely detailed facial features.
  • Back Design: Depicts Maldivian heritage sites, coral reefs, and cultural symbols, showcasing intricate patterns.
  • Watermark: Multi-toned portrait and numeral “100” are visible when held to light, with clear depth and shading.
  • Security Thread: Vertical metallic thread embedded through the note with microtext “100 MVR”; partially visible on the surface and continuous under backlight.
  • Raised Print (Intaglio) Portrait, numerals, and bank name feel raised and tactile; smooth surfaces could indicate a counterfeit.
  • See-Through Feature: Front and back elements align perfectly to form complete numerals and motifs under light.
  • Microprint: Tiny inscriptions of “MMA” and “100 MVR” are embedded into decorative backgrounds; visible under magnification.
  • Latent Image: Tilting the note reveals a hidden “100” in a patterned field.
  • Optically Variable Ink (OVI): The numeral “100” shifts color when viewed from different angles.
500 Rufiyaa Banknote

6. 500 Rufiyaa Note

  • Color Scheme: The note is purple in color with rich gradients.
  • Front Design: Features a portrait of Abdulla Yameen Abdul Gayoom, a notable modern leader of the Maldives.
  • Back Design: Illustrates Maldives’ natural beauty, traditional dhonis, and heritage architecture.
  • Watermark: Multi-toned portrait and numeral “500” are visible under light, with depth and tonal variation.
  • Security Thread: Wide metallic thread embedded vertically, microtext “500 MVR” is visible partially on the surface and continuous under backlight.
  • Raised Print (Intaglio) Portrait, numerals, and bank name feel distinctly raised; flat areas could suggest a fake note.
  • See-Through Feature: Tiny decorative elements on front and back align perfectly to form complete motifs when held against light.
  • Microprint: “MMA” and “500 MVR” inscriptions embedded in complex background patterns; legible only under magnification.
  • Latent Image: Tilting the note reveals a hidden numeral “500” within a patterned area.
  • Optically Variable Ink (OVI): Numeral “500” changes color when viewed at different angles.
1000 Rufiyaa Banknote

7. 1000 Rufiyaa Note

  • Color Scheme: The note color is orange with intricate gradient shading and embedded textures.
  • Front Design: Features a portrait of Ibrahim Nasir in a formal depiction.
  • Back Design: Showcases the Maldives’ natural scenery, traditional boats, and cultural architecture.
  • Watermark: Multi-toned portrait and numeral “1000” are visible under light, with sharp shading and clarity.
  • Security Thread: Wide metallic thread embedded vertically, microtext “1000 MVR,” continuous and partially visible on the surface.
  • Raised Print (Intaglio) Portrait, numerals, and bank name feel tactile; any flat areas are suspicious.
  • See-Through Feature: Front and back motifs align perfectly under light to form complete numerals and decorative patterns.
  • Microprint: Tiny inscriptions of “MMA” and “1000 MVR” embedded within detailed background patterns, readable under magnification.
  • Latent Image: Tilting the note reveals a hidden “1000” numeral in a patterned field.
  • Optically Variable Ink (OVI): The numeral “1000” changes color when viewed from different angles.

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